The Texas Association of Mortgage Professionals
Advance The Mortgage Broker Profession

  TAMP Code of Ethics

  • The Independent Mortgage Loan Originator shall act in accordance with any laws, rules and regulations of the State of Texas and in accordance with the By-laws of the Texas Association of Mortgage Professionals.
  • The Mortgage Professional shall perform his business in a manner reflecting honor and integrity. He shall avoid and report fraudulent and unethical practices to the Association or State Agency charged with regulating the practices of Mortgage Loan Originators in the State of Texas.
  • The Mortgage Professional shall abide by generally accepted principles of real estate valuation when reporting to the investor regarding the valuation of the offered collateral of his loan.
  • The Mortgage Professional shall advise the relevant parties of any equity interest he may have in the collateral offered as security for the mortgage loan.
  • The Mortgage Professional shall not advise, advertise terms and conditions not available and not likely to be made available.
  • The Mortgage Professional shall not speak despairingly of the business of his competitor or of a transaction being negotiated by a competitor.
  • Disputes between members shall be resolved by decisions of the Ethics and Grievance Committee.



The Texas Association of Mortgage Professionals was organized for the following purposes:
  • To promote the highest standards of Professional Mortgage Loan Origination ethics.
  • To promote the common business interest of those engaged in the Independent Mortgage Loan Origination industry and promote cooperative business transactions among its members.
  • To protect the Independent Mortgage Loan Origination industry and the public through legislative actions and the dissemination of information on legislation and regulatory activity affecting its members.
  • To promote and enhance the image of the Independent Mortgage Loan Originator Profession throughout the State of Texas and foster a broader understanding and acceptance of the professional Independent Mortgage Loan Originator as a vital source of financing.
  • To provide a forum for the effective exchange of knowledge, ideas, trends, and innovations in the the Mortgage Loan Origination industry through education seminars and professional meetings.
  • To promote a cooperative liaison with other related professional groups.

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